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Jennings vs. Jennings | 9 comments (9 topical, 0 hidden)
Why Borrow? (none / 0) (#7)
by nycowboy on Sat Jan 26, 2008 at 01:27:07 PM EST
There is no reason you have to borrow to go to school. It's still relatively inexpensive across New York State if you go to school as a commuter student and work in the day time. You might even be able to get through cash by paying school.

The goal of Rockefeller and the legislature with the SUNY system was to put a SUNY school within driving distance of every New Yorker, be it a community college or a quality four year institution. Notwithstanding popular criticism, the SUNY system does this well and inexpensively for most families.

I know it's no fun to live at home and drive to school. But it's a hell of a lot cheaper. Between TAP and Pell, it's virtually free for students of modest means to attend community colleges in New York (except for the cost of gas and books). People of modest means can also go to most State Colleges for little over $1000 a semester.

SUNY is cheap. It's more expensive if you go to a live away school, but if you live minimally, work 10 or 15 hours a week and 60+ on breaks, and attend only during the fall or spring semesters, it's more then possible to pay for school with cash.

If your a SUNY graduate in debt, the debt is largely due to housing costs or wasteful spending during college. If people only made better choices.

I think it's a pile of horse shit to tell people it's okay to borrow shitloads of money to attend the school of their dreams. You'd be better off getting the bare essentials in education, and working your way up with hard work, then some elitist education.

[ Parent ]

The college marketing machine (none / 0) (#9)
by AlfredMoisiu on Sun Jan 27, 2008 at 05:57:21 AM EST
Says that you're not supposed to let money make your decision -- choose the college that makes you "feel at home" or whatever. US News and World Report says so too.

Also remember that those spring break trips to Cancun, cars and apartments are usually financed by student loans as well.

Another big factor is landscaping. If you're a clueless 17 year old who looks at SUNY Albany and then Union or Skidmore, you'll pick the better looking college. Kids are well trained to influence parental decisions, so they do what they want.

[ Parent ]

Jennings vs. Jennings | 9 comments (9 topical, 0 hidden)
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